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Fixed Rate Mortgage:
  • Lock in your low rate
  • Keep your low interest rate for the life of your loan even as rates rise. Use
    your fixed-rate mortgage to purchase or refinance a home.
Why choose a fixed-rate mortgage?
  • You want a stable monthly payment
  • You believe interest rates could rise in the next few years
  • You plan to stay in your home for many years

Adjustable-Rate Mortgages
  • Get a lower rate today
  • Get a low interest rate for an initial payment period (1, 3, 5, 7, or 10 years)
    with an adjustable-rate mortgage. Use your adjustable-rate mortgage to
    purchase or refinance a home.
Why choose an adjustable-rate mortgage?
  • You want lower initial monthly payments than a fixed-rate mortgage usually
    offers
  • You plan to own your home for only a few years
  • You think interest rates may fall in the next few years
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